Finance Your Advantage

There are many surrogacy agencies, and we may not be the least expensive, but we believe that your newborn is worth the difference. We put your investment into a high-quality genetic selection and an optimized birthing environment to give your baby a head start in life. However, we are cognizant of the financial burden of the surrogacy process and are fiscally responsible and help you with the finances.

  • We provide financing options with trusted partners.
  • We provide access to a team of licensed insurance agents, financial and estate planners.
  • We mitigate financial risk factors in the surrogate selection process by guaranteeing psychologically and medically cleared surrogates to all clients.
  • We back up our guarantee with a rematch at no additional fee if the surrogate does not pass psychological or medical clearance.
  • We put all funds into an escrow account and follow contract terms to manage all payments to the surrogate over the course of the pregnancy.

Newborn Advantage Surrogacy has a long-standing relationship with several lenders to help intended parents achieve their goals of parenthood.

Prosper Healthcare Lending

With over 1,500 fertility patients empowered by over $21,000,000 in funded loans, this is a name and financing program you can trust.

  • Some of the benefits of using Prosper Healthcare Lending for financing your fertility treatment include:
    Financing ANY fertility or surrogacy treatment-related expenses, including medication
  • Loan amounts go up to $100,000 and terms out to 84 months
  • Instant decision without affecting your credit on loans under $35,000*
  • Anyone can submit- family members or friends can inquire about a loan on your behalf
  • Convenient- you can apply through your provider’s website in less than 2 minutes

Apply through the link below, or find us at

Newborn Advantage Surrogacy – Provider #025127

*Only for loan inquiries submitted through the Standard Credit Program.

Earnest personal loans for surrogacy financing.

Earnest offers low-rate, zero-fee personal loans for everything from credit card consolidation to life’s big moments. Fixed rates start at 5.25% APR. Click below to get started.